Four Point Inspections
Comprehensive and quick inspection reports with color photographs and detailed information.
A Four Point Inspection is now required when obtaining a new homeowners insurance policy or renewing an existing policy if the home is 20 years old or older. This 4-point insurance inspection includes a limited-scope evaluation of the following four systems.
Checked for age, installation, and operation.
Checks are made on the age, installation, general condition, type of materials used, and life expectancy left.
Checks are made on the age, installation, general condition, material used, and any updates.
Checks are made on the age, installation, type of panel and wiring, and general condition.
The focus of the inspection is to determine the approximate age and condition of the components as well as assess the remaining life expectancy of the materials/components and systems. Note: this type of insurance inspection should not be confused with a “standard home inspection” which is more comprehensive in regards to both detail and scope. This is a specific report/form for insurance companies.
The Insurance company will require that the inspections be performed by a qualified person. All of our 4-point inspections are performed with an approved state insurance form.
Of course, there are many insurance companies and inspection requirements can vary and change at any time. You should consult with your insurance provider concerning any specific requirements. See inspector licenses and qualifications by clicking here.
Note: A wind mitigation can be performed at the same time to save you on your insurance premium and the cost of your four-point inspection, click here to find out more.
If the home has problematic systems or does not meet an insurance companies requirements for coverage, you could be declined. If this occurs, the items can be corrected. Common reasons for insurance companies to not insure older homes include:
$100 with home inspection service. Click here to see other services and prices.
Trust our certified inspectors to provide an in-depth analysis of your home, identifying potential problem areas and offering valuable recommendations for improvement.Schedule Your Inspection Today
With over 30 years of experience, state licensing, and ASHI Certification, we perform the highest quality, unbiased evaluations of your home. We inspect everything from one-bedroom condominiums to multi-million dollar homes and high-rise buildings.